Why an account in the USA?
A US account opens access to the world's largest payment market: ACH, wire and payouts from Stripe, Amazon or PayPal directly in USD. Especially useful in combination with a US LLC.
SWICOR works with established US commercial banks and regulated fintech banks. We select the institution that fits your profile, compile the complete KYC file including source of funds and handle all communication with the bank. You typically invest two to three hours of your time.
Opening is fully remote: certified documents and a power of attorney are sufficient, identification takes place by video call. No travel required.
At a glance
- ✓100% remote opening available
- ✓ACH, wire & international SWIFT
- ✓USD account with debit card
- ✓Timeline: 1–3 weeks
Packages for your account in the USA
Three fixed-fee packages, agreed in writing. Bank fees and any minimum deposits are disclosed upfront.
Essential
For private individuals looking for a reliable second account in the USA.
- ✓1 account (private or corporate)
- ✓Bank selection & eligibility check
- ✓KYC file incl. source of funds
- ✓Direct communication with the bank
- ✓Support until e-banking & card are active
Premium
For entrepreneurs who need bank diversification and a business account.
- ✓Everything in Essential
- ✓2 accounts — two banks or private + corporate
- ✓Certification & apostille included
- ✓Premium or gold card where available
- ✓Priority processing
- ✓12 months of support with bank queries
Private
For high-net-worth individuals with investment and wealth needs.
- ✓Everything in Premium
- ✓Access to private banking & a personal relationship manager
- ✓Term deposit, custody and investment solutions
- ✓Structuring session on account & residency (60 min)
- ✓Ongoing management of the bank relationship (12 months)
Four steps to your account
Consultation & bank choice
We clarify purpose, currencies and profile and recommend the right bank in the USA — with a realistic view on timing and success rate.
Documents
You receive an exact checklist. We prepare the power of attorney, cover letter and source of funds and arrange certification and apostille.
Submission & KYC
We submit directly to the bank and handle all queries. Identification takes place by video call or at the agreed appointment.
Account active
The mandate only ends once e-banking, card and IBAN are confirmed and the first transaction has gone through.
Frequently asked questions
Which package suits you?
In 30 minutes we clarify your situation and recommend the right package — free and without obligation.
Book free consultation →