Terms & Conditions

These General Terms and Conditions (T&C) apply to all services provided by Swiss Corporate Solutions Ltd. ("SWICOR") to its clients. Deviating client terms apply only if SWICOR has expressly agreed to them in writing. By placing an order, the client accepts these T&C in their current version.

SWICOR provides advisory, brokerage and administrative services in bank account opening, company formation, residency, tax structuring and citizenship. SWICOR is neither a bank nor a financial institution and does not provide asset management. Where third-party services are required (banks, authorities, notaries, registries, local partners), SWICOR acts as intermediary and coordinator.

A mandate is concluded only upon the client's written acceptance of a proposal or order confirmation (email suffices). The scope of services is defined exclusively by the proposal. Additional services are quoted separately or charged on a time basis.

The client provides SWICOR with all information and documents required to perform the mandate completely, truthfully and on time, and informs SWICOR promptly of any relevant changes. Delays or additional work caused by incomplete or late information are at the client's expense.

All fees are payable 100% in advance. For monthly recurring services (e.g. registered office, accounting, registered agent), the fee is due monthly in advance. SWICOR starts work upon receipt of payment. Unless expressly agreed otherwise, third-party costs such as government, registry, notary, translation and bank fees are not included.

If payment is not made on time, SWICOR may suspend its services until payment is received and terminate ongoing services (e.g. registered office). A reminder fee and default interest may be charged on overdue amounts.

Decisions on account openings, permits, registrations or citizenship lie solely with the respective banks and authorities. SWICOR owes diligent performance of the mandate, not a specific outcome. Stated processing times are non-binding estimates based on experience.

Fees already paid are non-refundable — including where a bank declines to open an account or an authority rejects an application. The same applies if the client cancels the mandate.

SWICOR is required to identify the client and beneficial owners and to verify the source of funds. The client undertakes to provide the necessary documents. SWICOR may decline or terminate a mandate without giving reasons if there are doubts about its legality; fees already paid are not refunded in this case.

SWICOR treats all client information as strictly confidential, including after the mandate ends, subject to statutory disclosure and reporting obligations. Information is shared with third parties only where necessary to perform the mandate. Details are set out in the Privacy Policy.

SWICOR may engage partners, correspondents and auxiliaries in Switzerland and abroad to perform the mandate. SWICOR is liable only for their careful selection and instruction.

To the extent permitted by law, SWICOR's liability is limited to the fee paid for the mandate concerned. Liability for indirect damage, loss of profit and for acts or omissions of banks, authorities and other third parties is excluded. Liability for intent and gross negligence remains reserved.

The client remains solely responsible for complying with their tax, reporting and legal obligations in their country of residence and incorporation. SWICOR's advice does not replace a definitive tax review in the respective country.

Either party may terminate the mandate in writing at any time. Services already rendered and third-party costs incurred remain payable. Recurring services may be terminated with 30 days' notice to the end of a month.

All analyses, concepts, reports and templates prepared by SWICOR remain SWICOR's intellectual property. The client may use them only for its own purposes and may not pass them on to third parties without consent.

Communication generally takes place by email or secure messaging. The client acknowledges the risks of unencrypted electronic communication and releases SWICOR from liability in this respect.

These T&C and all legal relationships between SWICOR and the client are governed by the laws of England and Wales (UK). The exclusive place of jurisdiction is London.

Should any provision of these T&C be or become invalid, the validity of the remaining provisions is unaffected. The invalid provision shall be replaced by one that comes closest to its economic purpose.

SWICOR may amend these T&C at any time. Changes are notified at least 30 days before taking effect and are deemed accepted unless the client objects in writing within that period.

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